# How fans pay: Telegram Stars and payment links

_Billing · 3 min read · Updated 2026-10-21 · https://lanachat.ai/guides/fan-payments-stars-and-links/_

Fans pay for your creators' content in two ways: in **Telegram Stars**, right in the chat, or through **your own payment links** (FanGate, Dropp Fans and others) that Lana sends at the right moment. In both cases the money goes to the creator or your agency, never to LanaChat.

## Telegram Stars

- Lana sends a locked photo, video or pack with a price in Stars. The fan unlocks it in Telegram.
- The Stars land on the creator's bot or account. **Telegram holds Stars for 21 days** before they can be withdrawn.
- Withdrawals are paid by Telegram, in TON, to the bot owner's wallet. LanaChat never holds your Stars.
- For LanaChat's share, each Star counts **$0.013** of net sales.

Follow the Stars in **Agency settings**, **Telegram balance**: **Total available**, **Pending** (the 21 days) and **Withdrawn this month**, then a **Balance by creator** table with each bot or account.

![Agency settings, Telegram balance: the Stars Telegram holds for each creator](https://lanachat.ai/guides/img/fan-payments-stars-and-links/telegram-balance.png)
## Payment links

- Add your links in **Agency settings**, **Payments**: a label, the address, an optional creator, and a switch to turn a link off. Press **Add link**, then **Save changes**.
- Lana sends the link to the fan when the conversation is ready for it; your team can send it by hand from Live Convs.
- The provider collects the payment under its own terms, with its own fees and payout delays.
- For LanaChat's share, a link counts the amount it **actually settled**.

![Agency settings, Payments: your payment links](https://lanachat.ai/guides/img/fan-payments-stars-and-links/payment-links.png)
## Stars or dollars on screen

Each person can show amounts in **Dollars** or **Stars** from the account menu; **Agency settings**, **General**, **Default display currency** sets the choice for new team members. It changes how the Dashboard and fan amounts read (1 Star ≈ $0.013), never what you pay: Billing is always in US dollars.

## Where the money shows

- What fans paid: the [Dashboard](https://lanachat.ai/guides/reading-your-numbers/) and the [Sales log](https://lanachat.ai/guides/sales-log/), in the original currency of each sale.
- What you pay LanaChat on those sales: [LanaChat's share of your sales](https://lanachat.ai/guides/commission-on-sales/).
- When a fan is refunded: [Refunds and chargebacks](https://lanachat.ai/guides/refunds-and-chargebacks/).

Prices are set per media in the Vault, and Lana never gives a discount. See [Vault](https://lanachat.ai/guides/vault/) and the [Vault and paid media feature page](https://lanachat.ai/landing/features/vault-and-paid-media/).

## Related

- [LanaChat's share of your sales](https://lanachat.ai/guides/commission-on-sales/)
- [Refunds and chargebacks](https://lanachat.ai/guides/refunds-and-chargebacks/)
- [Agency settings](https://lanachat.ai/guides/agency-settings/)